Surf the internet to find the best online life insurance quote. You can do you insurance comparison and purchasing in the online marketplace.In 2009, experts predict Internet insurance sales to soar to $22 billion within the next five years.
My favorate online in QuickQuote
On September 6, 1996, the New York Times featured QuickQuote, and one of its customers, on the front page of its 'Money & Business' Section. The Times stated, 'So far, the number of Internet shoppers is small, probably no more than a few thousand. But relatively young people ... who are already comfortable with the Internet as a resource for information or retail sales, are starting to turn to it for insurance needs as well.'
In December 1996, Fortune magazine also featured QuickQuote in one of that publications earliest feature stories on the Internet titled ' The Birth of Digital Commerce.... It stated 'The wave of the future is new kinds of brokers, like QuickQuote...that carve niches by bringing sellers and buyers together in novel ways.' QuickQuote was in good company. Other Web sites, which Fortune's 1996 article noted as pioneers in their respective industries, included Amazon.com, Auto-by-Tel and Onsale.
Useful links
Friday, February 12, 2010
Glossary of Health Insurance Terms
Exclusions: Specific conditions or circumstances for which a policy will not provide benefits.
Explanation of benefits (EOB): The statement sent to the insured by the insurance company while settling a claim. It lists services provided, amounts billed, eligible expenses, and payments made by the insurance company.
Health maintenance organization (HMO): An organization that provides health insurance through prepaid plans. The monthly premiums paid cover doctors' visits, emergency care, hospital stays, checkups, lab tests, x-rays, therapy, and surgery. The HMO contracts with hospitals, doctors, and other providers to provide healthcare services to those insured by it.
Insured: A person who has obtained health insurance coverage under a health insurance plan.
Lifetime maximum: The maximum amount of benefits a plan will pay while one is insured.
Managed care: A means to control healthcare costs while ensuring their quality. The managed care concept is used in preferred provider organizations (PPOs), health maintenance organizations (HMOs), and point-of-service (POS) plans.
Non-cancelable policy: A health insurance policy that guarantees the continuation of benefits as long as one pays the premium. It may also be called a guaranteed renewable policy.
Out-of-pocket maximum or maximum out-of-pocket expenses: The total payments for which the insured is responsible (including deductibles and coinsurance but not including premiums) under an insurance contract. Once the insured has paid this amount during a calendar year, the insurance company pays all further expenses for the rest of the calendar year.
Preexisting condition: A health problem or ailment that existed before the date one's health insurance became effective.
Preferred provider organization (PPO): An organization that provides insurance and incentives to use providers in its network. Incentives may include reduced costs, lower deductibles, and lower co-payments. Network providers agree to negotiated fees in exchange for preferred provider status because it brings them more business.
Premium: The amount paid in exchange for health insurance coverage. The beneficiary or employer pays the premium.
Primary care doctor: The first contact for healthcare. He or she may be a family physician, internist, or gynecologist. A primary care doctor monitors a patient's health, diagnoses and treats minor health problems, and makes referrals to specialists if specialized care is needed.
Provider: A provider is any person (doctor, nurse, dentist, etc.) or institution (hospital or clinic) that provides medical care.
Participating provider: A doctor, hospital, or other medical facility with which an insurance company arranges for provision of medical services or supplies to the insured at a pre-negotiated fee.
Third-party payer: Any payer for healthcare services other than the insured. This may be an insurance company, an HMO, a PPO, or the federal government.
Underwriting: The process an insurance company uses for risk assessment and to calculate the appropriate premium for a potential customer.
Explanation of benefits (EOB): The statement sent to the insured by the insurance company while settling a claim. It lists services provided, amounts billed, eligible expenses, and payments made by the insurance company.
Health maintenance organization (HMO): An organization that provides health insurance through prepaid plans. The monthly premiums paid cover doctors' visits, emergency care, hospital stays, checkups, lab tests, x-rays, therapy, and surgery. The HMO contracts with hospitals, doctors, and other providers to provide healthcare services to those insured by it.
Insured: A person who has obtained health insurance coverage under a health insurance plan.
Lifetime maximum: The maximum amount of benefits a plan will pay while one is insured.
Managed care: A means to control healthcare costs while ensuring their quality. The managed care concept is used in preferred provider organizations (PPOs), health maintenance organizations (HMOs), and point-of-service (POS) plans.
Non-cancelable policy: A health insurance policy that guarantees the continuation of benefits as long as one pays the premium. It may also be called a guaranteed renewable policy.
Out-of-pocket maximum or maximum out-of-pocket expenses: The total payments for which the insured is responsible (including deductibles and coinsurance but not including premiums) under an insurance contract. Once the insured has paid this amount during a calendar year, the insurance company pays all further expenses for the rest of the calendar year.
Preexisting condition: A health problem or ailment that existed before the date one's health insurance became effective.
Preferred provider organization (PPO): An organization that provides insurance and incentives to use providers in its network. Incentives may include reduced costs, lower deductibles, and lower co-payments. Network providers agree to negotiated fees in exchange for preferred provider status because it brings them more business.
Premium: The amount paid in exchange for health insurance coverage. The beneficiary or employer pays the premium.
Primary care doctor: The first contact for healthcare. He or she may be a family physician, internist, or gynecologist. A primary care doctor monitors a patient's health, diagnoses and treats minor health problems, and makes referrals to specialists if specialized care is needed.
Provider: A provider is any person (doctor, nurse, dentist, etc.) or institution (hospital or clinic) that provides medical care.
Participating provider: A doctor, hospital, or other medical facility with which an insurance company arranges for provision of medical services or supplies to the insured at a pre-negotiated fee.
Third-party payer: Any payer for healthcare services other than the insured. This may be an insurance company, an HMO, a PPO, or the federal government.
Underwriting: The process an insurance company uses for risk assessment and to calculate the appropriate premium for a potential customer.
Travel and International Health / Medical Insurance

Travel and International Health / Medical Insurance are good for travelers and internatinal workers.
If you travel to a foreign country it helps to get an interntional insurance or ask your employer to provide you one if you are a salesman, english teacher, manager, priest,etc. . This is good incase you might get sick with a fever or get a stomcak virus due to the water and food at the restaurant.
Travel and International Health / Medical Insurance provides travel and medical insurance to international travelers, expatriates, students, overseas visitors, immigrants, missionaries, global citizens and corporations. Below you will find all of the International and travel plans offered.
Travel and International Health / Medical Insurance (jobs abroad international jobs )
* Athlete
* Accountant
* Actor/actress
* Administrator
* Aerospace engineer
* Air traffic controller
* Ambassador
* Anesthetist
* Anchorman
* Animator
* Animal trainer
* Archaeologist
* Architect
* Artist
* Astronaut
* Astronomer
* Athletic trainer
* Attorney
* Author
* Auditor
[edit] B
* Babysitter
* Baker
* Bank teller
* Banker
* Barber
* Barista
* Barrister
* Bartender
* Bassoonist
* Batman
* Beauty therapist
* Beekeeper
* Bellhop
* Blacksmith
* Boilermaker
* Bookkeeper
* Bookseller
* Brewer
* Builder
* Butcher
* Butler
[edit] C
* Cab driver
* Calligrapher
* Cameraman
* Car designer
* Cardiologist
* Carpenter
* Cartoonist
* Cartographer
* Cashier
* Cellist
* Chaplain
* Chess player
* Chief information officer
* Chief executive officer
* Chief technology officer
* Chief financial officer
* Chauffeur
* Cheesemaker
* Chef
* Chemist
* Chief of police
* Chimney sweep
* Civil servant
* Civil engineer
* Clarinetist
* Cleaner
* Clerk
* Clockmaker
* Coach
* Coachman
* Coast guard
* Cobbler
* Columnist
* Comedian
* Company secretary
* Compasssmith
* Composer
* Computer programmer
* Conductor (music)
* Construction engineer
* Construction worker
* Consul
* Consultant
* Contractor, general
* Cook
* Coroner
* Corrections officer
* Cosmonaut
* Costume designer
* Courier
* Cryptographer
* Cryptozoologist
* Currier
* Customer service representative
* Customs officer
[edit] D
* Dancer
* Dentist
* Deputy (law enforcement)
* Dermatologist
* Detective
* Dictator
* Disc jockey
* Diver
* Doctor
* Dog walker
* Doorman
* Dressmaker
Dealer (casino dealer, also croupier)
[edit] E
* Electrical Engineer
* Ecologist
* Electrician
[edit] F
* Falconer
* Farmer
* Farrier
* Fashion designer
* Film director
* Film producer
* Financial adviser
* Fire marshal
* Fire Safety Officer
* Firefighter
* First Mate
* Fishmonger
* Fisherman
* Fitter
* Flavorist
* Fletcher
* Flight attendant
* Flight instructor
* Florist
* Flautist
* Food critic
* Footballer
* Forester
* Fortune teller
* Funeral director
[edit] G
* Gamekeeper
* Game designer
* Game warden
* Gardener
* Gemcutter
* Genealogist
* General
* Geologist
* Goldsmith
* Government agent
* Governor
* Graphic designer
* Gravedigger
* Greengrocer
* Grocer
* Guide
* Guitarist
* Gunsmith
[edit] H
* Hairdresser
* Hairstylist
* Handyman
* Harbourmaster
* Harpist
* Hatter
* Historian
* Homeopath
* Hotel manager
* Housekeeper
[edit] I
* Illuminator
* Illusionist
* Illustrator
* Image consultant
* Importer
* Industrial engineer
* Industrialist
* Information Technologist
* Inker
* Innkeeper
* Instructor
* Interior designer
* Interpreter
* Interrogator
* Inventor
* Investigator [disambiguation needed]
* Investment banker
* Investment broker
* Ironmonger
* Ironmaster
* Ironworker
[edit] J
* Jailer
* Janitor
* Jeweller
* Journalist
* Jurist
* Judge
* Jockey
* Joggler
[edit] K
* Karate master
* Kinesiologist
* Kickboxer
* King
[edit] L
* Loan Officer
* Laborer
* Landlord (also Landlady)
* Laundress (also Lavendar)
* Law enforcement agent
* Lawyer
* Leadworker
* Leatherer
* Leather worker
* Lecturer
* Level designer (also Mapper)
* Librarianship
* Librettist
* Lifeguard
* Lighthouse keeper
* Lighting technician
* Lineman
* Linguist
* Loan officer
* Lobbyist
* Locksmith
* Lumberjack
* Lyricist
[edit] M
* Magistrate
* Magnate
* Maid
* Mailman or Mail carrier
* Make-up artist
* Management consultant
* Manager
* Manicurist
* Manufacturer
* Marine
* Marine biologist
* Market gardener
* Martial artist
* Mason
* Master of business administration
* Massage therapist (also masseuse/masseur)
* Matador
* Mathematician
* Mechanic
* Mechanical Engineer
* Mechanician
* Mediator
* Medic
* Medical biller
* Medical Laboratory Scientist
* Medical Transcriptionist
* Mesmerist
* Messenger
* Mid-wife
* Milkman (also Milkmaid)
* Miller
* Miner
* Missionary
* Model
* Modeller
* Moneychanger
* Moneylender
* Monk
* Mortgage broker
* Mountaineer
* Muralist
* Music educator
* Musician
[edit] N
* Navigator
* Négociant
* Negotiator
* Netmaker
* Neurologist
* Newscaster
* Night auditor
* Nightwatchmen
* Notary
* Novelist
* Numerologist
* Numismatist
* Nun
* Nursemaid
* Nurse
* Nutritionist
[edit] O
* Oboist
* Obstetrician
* Occupational therapist
* Odontologist
* Oncologist
* Ontologist
* Operator
* Ophthalmologist
* Optician (also Optometrist)
* Oracle
* Ordinary Seaman
* Organizer [disambiguation needed]
* Orthodontist
* Ornithologist
* Ostler
* Otorhinolaryngologist
* Optometrist
* Ocularist
[edit] P
* Painter
* Paleontologist
* Paralegal
* Paramedic
* Park ranger
* Parole Officer
* Pastor
* Patent attorney
* Patent examiner
* Pathologist
* Pawnbroker
* Peddler
* Pediatrician
* Pedologist (soil)
* Percussionist
* Perfumer
* Personal Trainer
* Pharmacist
* Philanthropist
* Philologist
* Philosopher
* Photographer
* Physical Therapist
* Physician
* Physician Assistant
* Physicist
* Physiognomist
* Physiotherapist
* Pianist
* Piano tuner
* Pilot (shipping)
* Pilot (aviation)
* Pirate
* Plumber
* Podiatrist
* Poet
* Police inspector
* Politician
* Porter [disambiguation needed]
* Presenter
* President
* Press officer
* Priest
* Princess
* Principal
* Printer
* Prison officer
* Private detective
* Probation Officer
* Proctologist
* Product designer
* Professor
* Professional dominant
* Programmer
* Project Manager
* Proofreader
* Prostitute
* Psychiatrist
* Psychodramatist
* Psychologist
* Public Relations Officer
* Public speaker
* Publisher
* Porn star
[edit] Q
* Queen consort
* Queen regnant
* Quilter
[edit] R
* Rabbi
* Radiologist
* Radiographer
* Real estate broker
* Real estate investor
* Real estate developer
* Receptionist
* Record producer
* Referee
* Refuse collector
* Registrar
* Registered Nurse
* Reporter
* Researcher
* Respiratory Therapist
* Restaurateur
* Retailer
* Rubbish Collector
[edit] S
* sex slave
* Sailmaker
* Sailor
* Salesmen
* Sanitation worker
* Saucier
* Saxophonist
* Sawyer [disambiguation needed]
* Scientist
* School superintendent
* Scout
* Screenwriter
* Scribe (also Scrivener)
* Seamstress
* Second Mate
* Secret service agent
* Secretary general
* Security guard
* Senator
* SEO (search engine optimizer)
* Sexton
* Sheepshearer
* Sheriff
* Sheriff officer
* Shoemaker
* Shop assistant
* Singer
* Skydiver
* Sleeper
* Sleuth
* Social worker
* Socialite
* Software engineer
* Soil scientist
* Soldier
* Solicitor
* Sommelier
* Sonographer
* Sound Engineer
* Special agent
* Speech therapist
* Sportsman
* Spy
* Statistician
* Street artist
* Street musician
* Stevedore
* Street sweeper
* Street vendor
* Structural engineers
* Stunt double
* Stunt performer
* Surgeon
* Supervisor
* Surveyor
* Swimmer
* Switchboard operator
* System administrator
* Systems analyst
* Student
[edit] T
* Tailor
* Tanner
* Tapicer (also Tapestrymaker, Tapester)
* Tax collector
* Tax lawyer
* Taxidermist
* Taxicab driver
* Taxonomist
* Tea lady
* Teacher
* Technician
* Technologist
* Technical writer
* Telegraphist (also Telegraph operator)
* Telephone operator
* Tennis player
* Test developer
* Test pilot
* Thatcher
* Theatre director
* Therapist
* Thimbler
* Tiler
* Toolmaker
* Trademark attorney
* Trader
* Tradesman
* Trainer (business)
* Transit planner
* Translator
* Treasurer
* Truck driver
* Turner
* Tutor
* Tyler
* Typist
[edit] U
* Undertaker
* Ufologist
* Undercover agent
* Underwriter
* Upholsterer
* Urologistlkn
* Usher
* Underwear model
[edit] V
* Valet
* Verger
* Veterinarian
* Vibraphonist
* Vicar
* Video editor
* Video game developer
* Vintner
* Violinist
* Violist
* Voice Actor
[edit] W
* Waiting staff
* Watchmaker
* Weaponsmith
* Weatherman
* Weaver
* Web designer
* Web developer
* Wedding planner
* Welder
* Wet nurse
* Winemaker
* Wood cutter
* Woodcarver
* Wrangler
* Writer
[edit] X
* Xylophonist
[edit] Y
* Yodeler
[edit] Z
* zen master
* zoo veternarian
* Zookeeper
* Zoologist
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